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About the Lakewood, East Dallas and Dallas, Texas Area Dallas is known for its extraordinary growth, dynamic business atmosphere and civic achievements. However, the character of any city is defined by its neighborhoods. We have lived in the East Dallas area for five generations and are experts in helping you to buy a home and live here. Welcome to our neigborhood! We hope the following pages with information and links to neighborhood, city and lifestyle services will be of help to you. Request our Free Lakewood, East Dallas and Dallas Relocation Package. It's packed full of useful and important information about the Lakewood, East Dallas and Dallas, Texas area. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out... It's our job to know EVERYTHING about Lakewood, East Dallas and Dallas! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... 
Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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What is a Buyer Broker?
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A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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